Money & Exchange

1. Onde tem um caixa eletrônico?

   Where is there an ATM?

   Usage

   Used to find an ATM when you need cash

   Grammar Note

   Brazil: "caixa eletrônico" or "caixa 24 horas". Portugal: "multibanco" (the ATM network name) or "ATM"

2. Aceita cartão de crédito?

   Do you accept credit cards?

   Usage

   Essential phrase to confirm payment methods before purchasing

   Grammar Note

   Also: "cartão de débito" (debit card), "dinheiro" (cash). In Brazil, "Pix" (instant payment) is also widely used

3. Quanto custa?

   How much does it cost?

   Usage

   The most basic phrase to ask for the price of any item or service

   Grammar Note

   "Quanto custam?" for plural items. "Quanto é no total?" (What is the total?) is also common

4. Pode me dar o troco?

   Can you give me my change?

   Usage

   Used after paying with cash to ask for your change back

   Grammar Note

   "Troco" means change (money returned). Also: "Pode trocar essa nota?" (Can you break this bill?)

5. Onde posso trocar dinheiro?

   Where can I exchange money?

   Usage

   Used to find a currency exchange location

   Grammar Note

   Brazil uses Real (R$), Portugal uses Euro (€). Exchange at "casa de câmbio" or "banco" (bank)

6. O serviço está incluído?

   Is the service charge included?

   Usage

   Used at restaurants to check if a service charge is already included

   Grammar Note

   In Brazil, restaurants may add 10% gorjeta (tip). Ask: "O serviço é obrigatório?" (Is the service charge mandatory?)

7. Pode me dar um recibo?

   Can you give me a receipt?

   Usage

   Used to request a receipt for expense claims or warranty purposes

   Grammar Note

   "Recibo" is a receipt. "Nota fiscal" is a tax invoice, commonly requested in Brazil for formal transactions

8. Posso parcelar no cartão?

   Can I pay in installments on the card?

   Usage

   Used in Brazil to ask about installment payment on credit card — a very common local practice

   Grammar Note

   Installment payment "parcelamento" is very common in Brazil. Ask: "Em quantas vezes?" (How many installments?)

9. Tem preço especial para grupos?

   Do you have a special price for groups?

   Usage

   Used at attractions or transport to ask about group pricing

   Grammar Note

   Also: "desconto para grupos". To ask eligibility: "A partir de quantas pessoas?" (From how many people?)

10. Me cobraram a mais

    I've been overcharged

    Usage

    Used to point out and dispute an overcharge on your bill

    Grammar Note

    "Cobrar" means to charge. A politer alternative: "Acho que tem um erro na conta" (I think there's an error in the bill)

11. Um depósito

    Deposit

    Usage

    A refundable deposit paid at check-in for hotels or rentals

12. Um reembolso

    Refund

    Usage

    Used when asking for money to be returned

13. Uma caução

    Security deposit

    Usage

    A more formal security deposit, used for rentals or leases

14. Um adiantamento

    Prepayment

    Usage

    Used to indicate money paid in advance, e.g. at booking

15. Uma taxa extra

    Extra charge

    Usage

    Used to indicate an additional charge added later

16. Uma taxa de serviço

    Service fee

    Usage

    Used to indicate a fee charged for a service or procedure

17. em dinheiro

    In cash

    Usage

    Tell them you are paying cash; plain "dinheiro" just means money, so "em" pins down the payment method

18. com cartão

    By card

    Usage

    Tell them you are paying by card; in Portugal debit cards are called "Multibanco"

19. contas separadas

    Separate bills

    Usage

    Ask for the bill split per person; Brazilians also say "rachar a conta"

20. tudo junto

    All together

    Usage

    Show it when one person pays for everyone; the opposite of "contas separadas"

21. o troco

    Change

    Usage

    Ask for your change; coins themselves are "as moedas"

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